Citizens State Bank has been serving the people of northeast North Dakota since 1936, when we opened our first office in Neche. At that time the bank was known as Citizens State Bank of Neche.A branch office was established in Pembina in 1954. In March of 1977, the bank set up a trailer on the construction site in Cavalier, North Dakota where the official main office would be built.At that time the name was changed to Citizens State Bank of Pembina County.

In October of 1999, Citizens State Bank of Pembina County purchased a well known "Hometown Bank", located in Stephen, Minnesota called Farmers State Bank.With a facility in Kennedy, this merger brought our branch number to four and we became Citizens State Bank - Midwest.

The office of Citizens Loan Company, LPO, located in Scottsdale, Arizona, was opened in June of 2001.

Citizens State Bank - Midwest built new facilities in Walhalla, North Dakota and Bemidji, Minnesota in 2002.

You can view any of our facilities by clicking on the branch on the right.

Take a look at our site and check out our products and services. We offer a wide variety of accounts and services to meet the needs of our customers.Our rates are competitive and our staff will strive to provide you with the best banking services possible.

We are "Your Hometown Bank, Banking Your Way, Everyday!"